Credit card fraud appears to be all over the place and crooks are fond of using the internet to steal credit card data due to the privacy it provides. Many consumers think the only option to be secure is to avoid shopping online all together. While this is a method to prevent credit card details from getting stolen and hacked, it also means that it is impossible to ever again shop online. The online marketplace for goods and services is expanding at a rapid pace because consumers are aware of the ease with which they can find the best deals when they shop on the internet. By just not shopping online, you would have lost out on these great deals. This method of avoiding fraud on credit cards is like deciding never to fly in an airplane again in order to stay away from terrorists. It is true that one wouldn't become a victim in any terrorist plot that involved planes, however it also means having to bear the burden of not being able to fly when traveling. As with everything else that happens in the world, the most important thing is not to escape the problem but to comprehend the issue and implement a smart strategy to minimize the risk of being a victim to fraud with credit cards when shopping online.
Let's first discuss the steps to take if credit card fraud has already happened. There is no need to be in a panic. Once the cardholder reports that his or her credit card information has been compromised, the credit card company will not hold the cardholder liable for any charges that are fraudulent, even for charges that were not made prior to reporting the credit card information is stolen. A credit card provider will then shut down that card from further use and issue a new card within one or two weeks, but this is still an inconvenience most people would prefer not to go through, if possible.
Online shoppers can use Google's safe Browsing Tool to check if the website is safe to visit and if one Amazon gutschein can trust Google obviously. This tool will report whether a site is suspicious or not when Google last scanned it, and also if the website has did anything suspicious in the past, and also report if it is connected to any suspicious websites even when the website itself is not doing any thing that is suspicious. To see if a website is safe, simply copy and paste "http://www.google.com/safebrowsing/diagnostic?site=" into the address field on the browser, and then add the url of the site to be visited. For example, to a company's website, just enter "http://www.google.com/safebrowsing/diagnostic?site=websiteurlhere.com" into the address bar of the browser being used. Once this is entered the Google tool will pop up a basic half page report that will tell you if the website it's referring to is safe or not.
Another method of security one can employ when shopping online, is to utilize trusted third method of payment. Just about everyone has been familiar with PayPal. They are most likely the most used third party payment method in the world. They permit customers to pay for goods or services using them. For instance, when a customer buys something it is not directly paying the site she is purchasing from. She pays the amount due to PayPal Then PayPal pays the merchant, which means the merchant never sees the credit card details of the customer and her credit card details wasn't transmitted via the internet during this transaction. It doesn't matter if the buyer shops on one or more websites. So long as the payment method of a third party was used, credit card information was never transmitted so, that information is not floating around on online at each website a purchase was made. Other third-party payment options that are similar to PayPal are Google Wallet and Amazon Payments.
Armed with this knowledge, online shoppers can make sure the websites they go to are secure to shop at and be sure to not enter sensitive information when purchasing. So, there is no reason to ignore all the amazing deals available when shopping online, if you are worried about your credit card details being stolen.